As a small business owner, you are considering using Cardsave for your payment processing? But do they offer telephone payments, how good are their credit card machines and is there a lengthy contract? You’ve come to the right place!
Here is the top guide offering the best insight into their tailored pricing plans, card processing services, fraud protection and bonus extras.
Card Processing & Payment Services
Cardsave (WorldPay) accepts payments in over 140 currencies. These are accepted through different card brands such as Visa, Mastercard, American Express and JCB. Originally they offered countertop card machines, portable card machines and mobile card machines only. More recently, this has also included both ecommerce and mail/telephone payments. Businesses can use the ‘My Business Dashboard’ giving them valuable insights into their performance. The ‘WorldPay Benefits Club’ also helps businesses with the tools to save money, attract new customers and improve online selling.
A number of other services are available including:
- Future Pay: Manage recurring payments.
- eInvoicing: Schedule invoicing timeframe.
- Risk Manager: Protection against fraud (10p per transaction).
- Virtual Terminal: Accept unlimited telephone payments.
Contracts & Features
Cardsave (WorldPay) offers a 3 year contract with an auto-renewal for an additional 12 months. The only way a business can exit an extension is to write to the company within 30 days of the renewal, to request a cancellation. Otherwise the cost of renewal and early termination fees would be due in full after this period. It is important that all terms and conditions are read and understood before entering into an agreement.
Their relatively affordable contract includes:
- Recurring Payments.
- Business Manager.
- Different payment types.
- Fraud screening.
- 24/7 UK based support.
- Merchant Management System.
- Integrated payment gateway.
- Bespoke payment forms.
Pricing & Fees
Cardsave (WorldPay) provide payment plans which are dependent on monthly transaction turnover. Even so, these guide prices are a good starting point for face-to-face and online payments.
Face-to-Face Payments | ||||
Contract Type | Transaction Volume | Setup Fee | Monthly Fee | Sample Features |
Pay as you go | Low | None* | None
18 month contract |
My Business Dashboard
Virtual Terminal WorldPay Benefits Club Pay By Link |
Fixed monthly | Medium | None | £49.99
18 month contract |
24/7 UK Support
Payments Gateway ‘Lite’ Version available Virtual Terminal Terminal Replacement |
Standard | High | None | £15.45
18 or 36 month contract |
Pay By Link
Virtual Terminal Business Offers |
*Once-off terminal fee of £150
Online Payments | ||||
Contract Type | Transaction Volume | Setup Fee | Monthly Fee | Sample Features |
Pay as you go | Low | None | None
10p per transaction |
Future Pay
Business Manager Pay By Link Choice of Extras |
Fixed monthly | Medium | None | £49.99 | Risk Manager
Virtual Terminal WorldPay Benefits Club Payments Gateway 24/7 Support |
Standard | High | None | £19.95* | Up to 350 transactions
Future Pay Personal Offers Recurring Payments |
*Not inclusive of PCI Annual Fee £29.99
(Please note: All Information accurate at the time of publication)
Pros & Cons
Cardsave (WorldPay) has a mixed bag of reviews on independent websites like Trustpilot. The company currently has a score of 3.5/5. Most complaints are about contractual issues, hidden costs and technical issues with terminals. Despite this, customers tend to rate the quality of the service highly. Below the main positives and negatives are listed.
Positives
- Next day terminal replacement.
- Great Customer Support.
- Fast account setup time.
- Intuitive technology.
- Competitive pricing model.
- Flexibility for smaller business.
Negatives
- Reports of hidden charges.
- Incorrect billing amounts.
- Regular issues with hardware.
- Merchant funds being withheld.
Our Verdict
Cardsave was set-up to help reduce the processing charges of major banks. This aim has long since been achieved through it’s high-quality services which are supported by affordable contracts. As part of WorldPay, client businesses continue to benefit from a service backed by one of the largest payment processors. Any business searching for a reliable processor should seriously consider this company.