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This review is the best guide to their customizable payment services, risk management and dedicated customer service. All you have to do is read on! Products & Services provides the services listed beneath to its array of clients spread across the world. In addition, the shopping cart integrations it offers with Magento, Prestashop, Drupal Commerce, Magento 2, OpenCart, Shopify, SalesForce Commerce cloud and WooCommerce considerably bolster its market position.

Major Debit and Credit Cards

  • Visa
  • Mastercard
  • American Express
  • Diners Club International
  • Discover
  • JCB
  • UnionPay
  • MADA Card

Pass-through digital wallets

  • Apple Pay
  • Google Pay

Stored-value digital wallets

  • PayPal
  • WeChat Pay
  • AliPay

Alternative Payment Methods

  • SEPA Payment
  • Klarna
  • Bancontact
  • GiroPay
  • EPS Payments
  • PostFinance
  • Przelewy24
  • Sofort
  • MultiBanco
  • iDEAL
  • ACHPayments
  • K Net
  • POLI
  • Boleto

Online Banking

  • Finland
  • Estonia
  • Latvia
  • Lithuania Pricing & Fees provides a customized payment structure and publishes its ‘refreshingly transparent pricing’ information on its website. They offer the ‘Interchange++’ pricing model in Europe and the United States and blended pricing elsewhere. They state that fees are solely dependent on client location, transaction volume and history.

Their ‘pricing promise’ commits to: 

  • No setup fees
  • No surprise fees
  • No account maintenance fees
  • Dedicated account management and service
  • Risk and fraud management tools included
  • Integrated with all major shopping carts


You can build your very own pricing plan here: Build your own pricing plan The Pros & Cons receives mixed external reviews. On the review website, TrustPilot, the London based company has been rated as ‘excellent’ by 56% of respondents, while 44% rated the payments provider as ‘poor/bad’.  

The company has achieved an overall score of 5.8 out of 10 on the rating website. A selection of the pros and cons mentioned include: 


  • Excellent product features.
  • Very competitive pricing.
  • Innovative company.


  • Questionable customer support.
  • Terms and conditions lack transparency.

Further information on is available on the TrustPilot Website

(Please note: Information accurate at the time of publication) Background is a leading international provider of online payment solutions. In 2013 it became a principal member of both Visa Inc. and Mastercard payments, following this up by signing a global acquiring partnership with American Express in  mid-2015. Today it accepts all international cards in addition to popular alternative and local payment methods, whilst processing more than 150 currencies on a daily basis.

This $2 Billion payment startup has been lead by its French founder – Guillaume Pousaz – since commencement of operations. He spearheaded the launch of ‘The Hub’ in 2015, which has given merchants access to real-time reporting and analytics software. He has further developed the business by expanding into the United States market in 2017, and opening offices in Berlin and Paris in 2018.

The company now employs more than 300 employees out of 8 office locations and offers more than 20 payment methods across Europe, North America, Middle East, Asia Pacific and Latin America. Our Verdict   

Overall, compares quite favourably against other providers. It’s commitment to transparency through publication of its charges online and its breadth of services make them a competitive choice for a wide range of merchants. You can find out more about the company right here.